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Types of Personal Injury

Personal injury is a legal term for an injury to the body, mind or emotions. A personal injury case is usually filed by the victim, or the family of the injured in case of wrongful death, who has suffered harm to his or her body or mind. This legal action is filed against the person or party, whose negligence, gross negligence, reckless conduct, or intentional misconduct, has caused the harm. Though jurisdictions differ as to what an injured victim may be compensated for, damages usually include medical bills, lost wages, pain and suffering, and diminished quality of life.

Causes of personal injury include road traffic accidents, work accidents, slip and fall accidents, assault, product defect (product liability), premises liability, medical and dental accidents, industrial or construction site accidents, and animal attack, including dog bites.

Of these, the most common are motor vehicle accidents, which claim more than 30,000 every year and which cause injuries to more than two million individuals. According to the law firm Karlin, Fleisher & Falkenberg, LLC, the consequences of a serious car accident can quickly become overwhelming. On top of all the work that will be necessary for you to recover from the trauma of the accident, you will probably be saddled with a significant amount of debt once everything is said and done.

One surprising cause of personal injury, though, is dog bites. As explained by the law firm Ravid & Associates, P.C., dogs are one of the most popular pets in the United States, with tens of millions of households owning at least one dog. Most dog owners are highly responsible and ensure that their pet is never allowed to put others in harm’s way. Unfortunately, in some circumstances, reckless or careless dog owners fail to properly train or restrain their pets, resulting in serious injuries caused by dog bites and attacks.

While some dog attacks may cause only minor injuries, it is not uncommon for dog bites and other aggressive actions to result in serious injuries, particularly in cases involving attacks on children. In the worst instances, dog attacks may even result in death.

According to the Centers for Disease Control and Prevention (CDC), approximately 4.5 million dog bites occur each year in the United States. Almost 1 out of 5 bites becomes infected. While it is true that dogs can be our closest companions – this is why they often live in our homes and, based on studies, it has been proven that they increase our exercise levels, decrease stress, and are frequent playmates for children, it is also true that, sometimes, they bite. In addition to causing pain, injury, or nerve damage, dog bites can become infected, placing the bite victim at risk for illness or even death.



Effects of Rape on Victims

Rape is one of the most traumatic experiences one can experience. Its effects to the victims are not just for short term, but for a lifetime. For this reason, rape is also one of the most controversial offenses and has become one of the hottest topics in society, particularly for women.

But what exactly are the effects of rape on victims? Below is a list of the different effects of rape, warranting rape’s reputation as one of the most hated crimes today.

Physical Effects
The physical effects of rape are the easiest to detect, mainly because of physical evidence, such as injuries. These injuries are often the result of assault, forcible submission, and other forms of violence that involve rape. The most common physical effects include the following:

  • Anal or vaginal bleeding
  • Bruising
  • Difficulty in walking, standing, or sitting
  • Fracture
  • Sexually transmitted disease
  • Soreness, particularly in the reproductive area
  • Unwanted pregnancy
  • Urinary infection

Emotional Effects
Aside from the obvious physical effects, rape also has the capability to affect the emotional aspect of a victim. Unlike most physical effects, emotional effects can last up to a lifetime. They are mostly self-destructive. The most common emotional effects include the following:

  • Anger
  • Denial
  • Distrust of others
  • Embarrassment
  • Fear
  • Isolation
  • Sense of vulnerability
  • Self-blame
  • Self-pity

Psychological Effects
Like emotional effects, psychological effects of rape may last a long time, or even a lifetime. They can also delay the healing process of a victim or make things worse. Psychological effects include but are not limited to the following:

  • Anxiety
  • Depression
  • Eating disorder
  • Flashbacks
  • Nightmares
  • Post-traumatic stress disorder
  • Sleeping disorder
  • Suicidal tendencies

These effects can be overwhelming not just for the victim, but also for the victim’s family, friends, and community. It is also important to note that rape is not just the only sex offense. According to the website of the sex offense attorneys at Horst Law, other sex offenses include solicitation of a minor, sexual battery, sexual exploitation of a minor, indecent exposure, and criminal sexual conduct. All of these also have the possibility to result into the effects stated above.

Nursing Home Negligence or Abuse

While many maintain their independence in their later years, many of our loved ones find themselves needing some assistance as they age. Nursing homes often provide a safe and caring environment for our loved ones to continue to lead happy, healthy lives while receiving the care and assistance they need. Unfortunately for some families however, some of these facilities prove to be dangerous to their loved ones. In cases of nursing home negligence or abuse, residents of a nursing home could be harmed or not receive the proper care that they need. This can be a traumatic situation for any family, and while this is something no one should have to face, it is important to know what signs to look for in your loved one that may bring to your attention this horrible situation.

According to the website of The Sampson Law Firm, some warning signs that your loved one may be suffering from nursing home abuse or negligence are:

  • Sudden changes in emotional state
  • Withdrawal from friends and relatives
  • Unexplained physical injuries
  • Abrupt weight loss
  • Bed sores

These are all red flags that something is lacking in the care your loved one is receiving at their assisted living facility. While these situations are uncomfortable to think about and should never occur they are all too common and must be investigated and reported if you notice any of these potential warning signs.

Nursing home abuse or negligence is a particularly horrifying situation because our most vulnerable loved ones are the victims. There is no excuse for this conduct and those who commit this crime must be held accountable. If you discover that your loved one is a victim of this unfortunate situation, you or your family may be owed certain damages for this traumatic experience.

Types of Electrical Burns

Burns are scarring. Not only physically, but emotionally as well. According to website of the Abel Law Firm, common causes of burns are chemical hazards, electrical hazards, explosions, and malfunctioning equipment. Electrical hazards have extreme potential to cause harm because they involve electrified currents, and are often unrecognizable.

When a burn has resulted from an electrical accident, there are three common classifications of the injury: electrical burn, arc/flash burn, or thermal contact burn. In the event that the electric current has reached the bone, and thus damages surrounding tissue, the burn is referred to as an electrical burn. The second type of burn is an arc burn, or a flash burn. These result from a nearby explosion, or an electric arc. Lastly, thermal contact burns occur when the skin comes in contact with energized structures or cords. Heat from these electrical currents burns the skin, and can leave scars.

After the initial injury has occurred, it is important to treat it immediately. If the burn is severe, medical attention should be sought. However, there are also steps to follow that can alleviate pain for burns of a lesser degree. These steps include running cool water over the affected area, avoiding popping the blisters, and taking a pain reliever. Applying Aloe Vera or a soothing lotion can help minimize pain during the healing process.

Exercising caution in all circumstances will help minimize burn injuries. In workplaces or public spaces, building managers should keep the building maintained so that electrified currents do not pose any dangers. If you have been injured as a result of a person’s or company’s failure to secure electrical hazards, you may be eligible for financial compensation.

Facts about Car Insurance

It is a given that all registered vehicles in the US have to have insurance or other proof of financial responsibility i.e. surety bond depending on a particular state’s requirements. But what is not always clear to most people is what the insurance policy covers in a car accident: the vehicle or the driver.

It depends on the type of insurance, the coverage, and the state. Typically, personal liability insurance will always follow the driver, no matter what vehicle the driver is operating. Liability insurance is designed to protect the driver from out-of-pocket expenses in case he or she causes injury to another party. The vehicle, on the other hand, may be excluded in the coverage if it is not listed in the insured’s policy or available for regular use. In such cases, the registered owner or insurer of that vehicle will have liability for any damage or injury caused. However, these are not hard and fast rules; it will depend on the policy.

Conversely, comprehensive or collision auto insurance follows the vehicle irrespective of who the operator was. The insurance will pay for damage to the insured vehicle for any reason although the policy may specify who the allowed operators (covered driver) can be for the policy to take effect. In general, family members of the policy owner are covered drivers, but not always. There are some insurers that will only cover the costs of repairing or replacing a damaged vehicle if it was being operated by the policy owner.

Insurance policies in general are difficult for most people to understand, so it may be a good idea to consult with a lawyer about the what, why, and wherefores of your coverage. You could get your agent to explain it to you, but unfortunately not all agents will dot the Is and cross the Ts for you unless you’re already making a claim, by which time it may be too late.