Trees as an important investment

It’s finally fall, the season for cozy sweaters and pumpkin spice lattes. Autumn is also synonymous with the changing color of the trees, and people often travel to witness the magnificent color changes, generating billions in economic activity for fall tourism. During this time, it is important that you are taking care of your trees. Trees are often taken for granted and neglected since they often live for so long and seem to regenerate themselves quickly. However, you may not even realize that your trees could be in danger.

Fall is the time to water your trees before winter sets in, according to arborists. Arborist Brian Bannavong explains that younger trees need more water than older trees so that they don’t die in the winter. Since it was such a dry summer in many areas, homeowners will need to water their trees before the cold sets in. Effectively, water helps create a type of antifreeze in trees that protects them during the wintertime by helping trees heal themselves.

Forester Gabbi Edwards explains that the dry summer may affect the colors of the trees this year: “Dry weather and drought will often cause trees to lose their leaves before color starts to show. The fall foliage colors will display for a shorter time, instead of peak viewing time lasting three weeks some places might only display colors for one week. The fall foliage colors will also be less brilliant than normal with colors appearing muted and dull.”

To help the trees survive the winter, apply a layer of mulch around the base of the tree, leave a gap between the mulch, and the tree trunk and use wood chips or fallen leaves to mulch.

Fungi and other threats, such as oak wilt, the emerald ash borer, and invasive plants, are also dangerous hazards for young trees because they can be a sign of disease or decay. If a tree rots, it could be at risk during an ice storm or other cold weather.

Homeowners also need to consider the health of the tree before pruning tree branches back. Arborist Joe Cochran recommends pruning trees in late winter or early spring so that they have “time to heal over the wound you’re going to create.”

Furthermore, taking trees for granted or neglecting them can be an expensive proposition. Think about how much money homeowners spend on grass, which can be replaced in a matter of weeks. Trees, on the other hand, are quite a bit older than most grass. Just because a tree is old doesn’t mean it doesn’t need care, especially urban trees and younger trees. As the arborists at Hamlin Tree Care explain, trees are an important investment because a poorly maintained landscape can lessen your property or business value.

Arborist Andrew Gollnick explains that younger trees are often overlooked, and it’s important to maintain fast-growing trees such as willows, maples and hybrid elms. In contrast, evergreens and oaks require less maintenance. However, all trees need to be pruned every three to five years, according to Gollnick, which helps beautify the tree and make it more wind-resistant. Furthermore, pruning can help optimize a tree’s shape.

Overall, it is important to care for trees in the fall so that they are able to live a full, healthy life.

Types of Personal Injury

Personal injury is a legal term for an injury to the body, mind or emotions. A personal injury case is usually filed by the victim, or the family of the injured in case of wrongful death, who has suffered harm to his or her body or mind. This legal action is filed against the person or party, whose negligence, gross negligence, reckless conduct, or intentional misconduct, has caused the harm. Though jurisdictions differ as to what an injured victim may be compensated for, damages usually include medical bills, lost wages, pain and suffering, and diminished quality of life.

Causes of personal injury include road traffic accidents, work accidents, slip and fall accidents, assault, product defect (product liability), premises liability, medical and dental accidents, industrial or construction site accidents, and animal attack, including dog bites.

Of these, the most common are motor vehicle accidents, which claim more than 30,000 every year and which cause injuries to more than two million individuals. According to the law firm Karlin, Fleisher & Falkenberg, LLC, the consequences of a serious car accident can quickly become overwhelming. On top of all the work that will be necessary for you to recover from the trauma of the accident, you will probably be saddled with a significant amount of debt once everything is said and done.

One surprising cause of personal injury, though, is dog bites. As explained by the law firm Ravid & Associates, P.C., dogs are one of the most popular pets in the United States, with tens of millions of households owning at least one dog. Most dog owners are highly responsible and ensure that their pet is never allowed to put others in harm’s way. Unfortunately, in some circumstances, reckless or careless dog owners fail to properly train or restrain their pets, resulting in serious injuries caused by dog bites and attacks.

While some dog attacks may cause only minor injuries, it is not uncommon for dog bites and other aggressive actions to result in serious injuries, particularly in cases involving attacks on children. In the worst instances, dog attacks may even result in death.

According to the Centers for Disease Control and Prevention (CDC), approximately 4.5 million dog bites occur each year in the United States. Almost 1 out of 5 bites becomes infected. While it is true that dogs can be our closest companions – this is why they often live in our homes and, based on studies, it has been proven that they increase our exercise levels, decrease stress, and are frequent playmates for children, it is also true that, sometimes, they bite. In addition to causing pain, injury, or nerve damage, dog bites can become infected, placing the bite victim at risk for illness or even death.



Common Causes of Unexplained Weight Loss

Unexplained weight loss may have many causes, but they all boil down to the same thing – it shows a general decline in your overall health. According to the website of GastroCare LI, the many causes of unexplained weight loss may be medical, non-medical, or a combination of the two.

Medical Causes

Weight loss may be a sign of certain medical conditions. These medical conditions can be physical or mental, but mostly the physical conditions are the ones who contribute more to unexplained weight loss. Some of the most common bodily conditions that may cause such weight loss include:

  • AIDS and how it can weaken the immune system
  • Cancers, especially those that involve the lungs, liver, stomach, and esophagus
  • Celiac disease and other intestinal problems that may affect nutrition
  • Depression and its effects on eating and sleeping patterns and physical activity interest
  • Sleep apnea and other sleeping disorders that can result into daytime fatigue
  • Tuberculosis and other lung complications

Non-Medical Causes

The non-medical causes of unexplained weight loss are generally about lifestyle. For example, a person who burns more calories than the amount he or she takes in may experience weight loss, and this weight loss may be unexplained because he or she doesn’t track calorie intake and outtake. This can happen because of the following:

  • The person eats too little
  • The person burns calories too much
  • The person both eats too little and burns calories too much

Lifestyle weight loss is not just about excessive physical activity, because there are also instances where it is entirely the opposite. For example, a person who stays up at night just to surf the internet or play video games may have insufficient rest for the next day. This may result into disinterest to eating and doing physical activity. Either can result into loss of body fluids, fat, and muscle mass.

Effects of Rape on Victims

Rape is one of the most traumatic experiences one can experience. Its effects to the victims are not just for short term, but for a lifetime. For this reason, rape is also one of the most controversial offenses and has become one of the hottest topics in society, particularly for women.

But what exactly are the effects of rape on victims? Below is a list of the different effects of rape, warranting rape’s reputation as one of the most hated crimes today.

Physical Effects
The physical effects of rape are the easiest to detect, mainly because of physical evidence, such as injuries. These injuries are often the result of assault, forcible submission, and other forms of violence that involve rape. The most common physical effects include the following:

  • Anal or vaginal bleeding
  • Bruising
  • Difficulty in walking, standing, or sitting
  • Fracture
  • Sexually transmitted disease
  • Soreness, particularly in the reproductive area
  • Unwanted pregnancy
  • Urinary infection

Emotional Effects
Aside from the obvious physical effects, rape also has the capability to affect the emotional aspect of a victim. Unlike most physical effects, emotional effects can last up to a lifetime. They are mostly self-destructive. The most common emotional effects include the following:

  • Anger
  • Denial
  • Distrust of others
  • Embarrassment
  • Fear
  • Isolation
  • Sense of vulnerability
  • Self-blame
  • Self-pity

Psychological Effects
Like emotional effects, psychological effects of rape may last a long time, or even a lifetime. They can also delay the healing process of a victim or make things worse. Psychological effects include but are not limited to the following:

  • Anxiety
  • Depression
  • Eating disorder
  • Flashbacks
  • Nightmares
  • Post-traumatic stress disorder
  • Sleeping disorder
  • Suicidal tendencies

These effects can be overwhelming not just for the victim, but also for the victim’s family, friends, and community. It is also important to note that rape is not just the only sex offense. According to the website of the sex offense attorneys at Horst Law, other sex offenses include solicitation of a minor, sexual battery, sexual exploitation of a minor, indecent exposure, and criminal sexual conduct. All of these also have the possibility to result into the effects stated above.

What You Need To Know About Residential Property Claims

For most people, the home is one of their most important assets. For this reason, homeowners will do anything to make sure that their major investment is protected. Natural calamities can cost the residential property to be damaged. In times like these, it pays to have residential property insurance. When your property sustains heavy damage from natural factors such as hurricane or typhoon, the cost may be too much for your own pocket to handle.

According to the website of Williams Kherkher, damage due to natural calamities can result to widespread damage to your home and can create hazardous living conditions for weeks or even months after. Having property insurance can give you some kind of financial relief. Your insurance company will shoulder all the expenses related to your property. The first step is to report the damage to your insurance adjuster.

Residential property insurance may cover single homes, attached town homes, and high rise condominiums. In order to be covered, you need to provide your insurance adjuster with a “proof of loss.” This will help the insurer determine the extent of liability to your property. The representative of the insurance company will visit your property and evaluate the extent of the damage.

During the inspection, the insurance adjuster will assess the “scope of loss.” This report includes the following:

  1. Extent of damage
  2. Quality of materials and workmanship
  3. Measurement needed to calculate quantities

This is different from the final estimate in a couple of ways:

  1. The scope does not necessarily list the prices, although prices can be used to describe quality
  2. The scope does not list the calculated quantities, it includes just the raw quantities and measures needed to compute for the quantities for the estimate

Residential property insurance claims may cover additional living expenses, which are the costs related to your relocation such as emergency shelter, clothing, and food. Your policy will also cover everything on your premises such as the garage, tool shed, or in-ground swimming pool. Trees, shrubs, and other plants may also be covered but on a limited basis.

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